THE ART OF FINANCIAL CREATIVITY

Over the past decades and till now, creativity had always been associated to literary works or painting great works of art. But this phenomenon should be seen as old fashioned, in this current contemporary world.
Creativity in the actual sense is a natural characteristics of all human being, in regardless of age, race, sex or religion, that is every man, has a certain level of creativity deposited in them, but this level of creativity defer from one person to another.
Creativity can then be said to be doing an old or existing thing in a more unique way or it could be coming out with a new idea or system, on a new area of interest for example assuming you are heading for an important and on your way, you discover an impassable obstruction on the road, then you decide to take an alternate route. What would you say you are doing? You are engaging in highly creative act or put in another way, getting dressed in the morning, when you match your ties, shirt, shoes, trousers, skirts blouse, make up, shoes, etc. Together to make a credible impression then you are highly engaging in an act of creativity.
Also, the ability of solving the pressing need of people or by profering a concrete solution to a particular problem, can also be form as an act of creativity. Within the context of this article, financial creativity is therefore the ability to create or develop a new idea on a particular area of interest, which is capable of making you realizing your financial goals. This particular area of interest in question could be on production, Education, Business, Technology, etc.
This idea could be a new idea on a new innovation, or it could be a new idea, on an old or existing innovation. As I said earlier in this article that the act of being creative is to solve problems and to give solution to some critical problem. For instance, there was a time that people cannot traveled from one country to another or traveling a long distance, therefore making international trade to be somewhat difficult, but with the invention of
Aeroplane, ship, and other transport medium, people can now move from one territory to another, and they can now traveled a long distance, within a short time. Also the innovation had also made international trade to be possible. Moreover, there was a time that it is impossible for someone who is in canade, to meet and make now friend with someone in Nigeria, within a couple of time or minutes. Also there was a period that it is impossible for two people to do business without feeing each other. But today, the story has changed, with the advent of computer system and the internet, it is now possible for people to meet and make friend as often as possible, and even people can now transact business without even seeing each offer. Thanks a lot to the effortless work of science and technology. There are still others areas but let leave it there. By now I hope you should be guessing and thinking about these people that came up with this great ideas and innovatation, what there financial standard would be by now? The answer is very much simple, this group of people and their generation will continue to make more money. Infact let me put it in this way, they will not lack anything call money and other goods things of life. Somebody who is also in this category, and whose idea is still counting is the “Microsoft Father:, and a former number one richest man in the world in person of Mr. Bill Gate.
Since the main niche on this blog is to teach people how to cope and manage their finances, live above inflation in any economy situation and how to break a way from poverty. Financial creativity is therefore the ability of getting ideas on those activities that is capable of generating constant cash flows and income into your account. This activities could be getting to provide solution to the economic and social need of people through your ideas and skills. Say in a particular society you discover that there pressing need is closed having determine this problem then you can decide to establish a textile factory in that area or maybe you research that the pressing need of the people is food then you can go ahead to establish a food processing company. Hence, this activities and attitude of solving the problem of the people by providing for what they need at a particular time,can be term as an act of financial creativity.At this juncture,i want to categorically tell you states that,if at a particular time,you are providing what the people do not want,you are not being financially creative.for example,if the pressing neeedof the people in an area is housing,and you go ahead to astablished an automobile company.I assure you 100% that,no one will patronise you,because what you are giving does not solve the pressing need of the people.
The art of being financially creative can go a long way in our aspiration for attaining a desirable level of financial freedom.this is because,the level youare financially at a particular time depends on the degree of your financial creativity..
FACTORS STIMULATING FINANCIAL CREATIVITY
1.IDEAS ideas rules the world tehy say, since creativity is all about haviving an idea, i.e your level of financial creativity is largely depends on your level of ideas.imagine somebody who does not know the importance and had not heard about financial freedom cannot in any way be creative when comes to financial matters.For someone who had gotten an orientation on financial freedom, will one to do everything possible to be financially free.Hence, you can deduce that the various step or approach in attaining financail freedom is the act of being financially creative
· But because of the central role of your very self concept, the more you beelive in yourself to be creative, the more you generate ideas in your struggle of attaining a desirable level of financialstandard.By being financially creative you be creating business where there is non before, you will be making profit where is non before, you will be creating jobs where there is non before, you will be paying tax where there is no tax to be pay before and in the long run, you will be creating diverse business opportunity where non exist before
2. INFORMATION Merely getting an idea on something dose make you anything. you need and accurate information on how to work on those idea you already got. Hence, this means that your level of financial creativity can only thrive base on sound and accurate information. for instance, someone who has gotten an idea on investment in stock, though he has gotten an idea, but he had no information on stock acquisition and desposition, he had no knowledge on the function of stockbroker, financial adviser, registrar,SEC,etc. Such a person can be said to be operating in abject ignorance. Researching for more and accurate information on your ideas, will cause you to prospect, explore, and identifying needs and proferring solution to a particular problem, which in turn can you a financial giant. The more intensely you desire to achieve a clear and specific financial goal, the more your level of financial creativity will be towards accomplishing those goals.
3. ACTION: according to thr newton law of motion,which states that everything remains in astate of rest,until a force is applied.Now,after getting the ideas and obtain the necessary information,the next phase of motivating and sharpening your financial creativity is to put it into ACTION.Mark my word,if you read all the books in the universe,you can make all great plans,you can think of.I bet you without concrete action on those plans,you are going nowhere.If you are going to achieve success in any area of life,then action is require from you.Remember,if you don't move,nothing move.